"Most people will actually feel climate change delivered to them by the postman...it will come in the form of higher water bills, because of increased droughts in some areas; higher energy bills, because the use of fossil fuels becomes prohibitive; and higher insurance and mortage rates, because of much more violently unpredicatble weather...remember climate change means 'global weirding' not just global warming"

Minik Thorleif Rosing. Geologist at the Danish Natural History Museum.